SPHERE CREDIT CARD Apply | Santander Credit card Payment

SPHERE CREDIT CARD  Apply | Santander  Credit card Payment

 The Sphere Credit Card is issued by Santander Bank, it is a good rewarding credit card with a leading APR intro. It provides excellent intro APR on both purchases and balance transfers, which gives every cardholder opportunity to make a balance transfer from another card to their account and still enjoys the 0% Introductory APR on these balances for 48 months billing cycles if taken within 90 days of account opening.

sphere credit card

Every 1$ spent with the Sphere® Credit Card earns you one reward point, and these points may be turned into gift cards, travel perks, or cash back through a statement credit.

Benefits of Sphere credit card

  • $0 Annual Fee for using the Santander sphere card
  • Users earn rewards point for each  dollar spent, with no limit
  • Offers rewards points that can be turned into gift cards, travel perks, or cash back via statement credit
  • Provides Security features that give card users  peace of mind,
  • Users enjoy a 0% Introductory Annual percentage rate (APR) for 18 billing cycles on balances transfers in 90 days of opening your account. Thereafter, it charges APR for balance transfers from 14.74% to 24.74%.
  • Charges users  0% Introductory Annual Percentage Rate (APR) on all purchases for the first 18 billing cycles of your opening account, Then,  the introductory period, a variable APR for purchases  is from 14.74% to 24.74%
  • This card is compatible with the Apple Pay

Fees/rates of Sphere Credit card

  • Has an Annual Percentage Rate for Purchases is 74% to 24.74%
  • Its APR for Balance transfers is  74% to 24.74%.
  • Charges users Cash Advance Rate of  49%
  • Offers Grace Period is 21 days
  • The Minimum Interest Charge is $1.50
  • Annual Fee is waived for the  for the first year, after that $49
  • Cash Advances fees is $10 or 5%
  • Foreign transactions fee charge is at 3%
  • Late Payment is $35
  • Sphere’s Returned Payment is  $35

Requirements for applying for Spere Credit card

  • Requires that Applicants must be 18 years of age
  • Should have Social security number
  • Must have a valid Government-issued identification Card
  • It’s only available for only these states: Connecticut, District of Columbia, Delaware, Maine, Maryland, Massachusetts, New Hampshire New Jersey, New York, Pennsylvania, Rhode Island, Vermont.

How to  Apply For a Sphere credit card

  • Locate the Home page of Santander Bank web page
  • Click on the ‘Apply Now tab
  • Choose your state and enter your Zipcode
  • Fill the application form using your personal details such as; Name, suffix, country of Citizenship, country residency, Email address, social security number/ITIN number, Date of birth,
  • Provide your Home Address & Contact Information: Primary Address, Primary address line 2,City, State, Postal Code, Primary Phone
  • Income And Expenses: Employment Status, Annual Salary/Wages, other gross Annual income, residence type, monthly Rent/Mortgage Payment
  • Provides an Additional Cardholder if you wish to add. Read  the terms and conditions of the Sphere credit card
  • Go down the page and click on the Submit  button
Step to activate your  Spere credit card

The major step for your Sphere card activation is to call the toll free number at the card activation sticker.

Sphere credit card Login Sphere

  • Also, log on to the Santander bank homepage, then click on the login
  • From the page drop-down menu, enter your User ID and Password.

Steps to Recover your sphere card User  ID and Password

  • To recover your UserID of Sphere card, log in to our account and click the forgot your  User ID link
  • In a new page  that appears after that, fill in your security number and your date of birth and click on the continue

For Password recovery for Sphere card

Also from the login page, click the forgot your password link and enter your User ID and last 4 digits of your SSN in the page that appears, then, click the Continue button.

Bill payment with Sphere credit card

Login to your sphere credit card online accounts and make your bill payment. You may choose to set up and autopay to make your payment deductions from your financial institution to your credit card bank . If you don’t want to use any of these above, use the Apply Pay app for your payment.

Customer care number at  Sphere credit card

The customer care number is 877-768-2265 for more info.


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